_{1.45 – Cate kicks off the episode with the first of five – interest rates!}

_{13.04 – Segment two: Energy-efficient homes and sustainable properties}

_{19.13 – Segment three: Shifting demographics and housing demand}

_{28.07 – Sneak peak into next week’s episode… the December monthly market update.}

_{36.30 – The final segment: The role of technology in property investment}

This week, Cate hosts the show and the Trio list three specific trends to watch in 2025.

Dave opens up the discussion about the financial markets and contemplates the chances of a rate cut in February. He notes that the market have fully priced in a cut by the month of April. To date, the RBA’s RateTracker is still showing a 73% expectation of a rate cut at the next RBA meeting.

What will a rate cut do for owner occupier, investor and renovator sentiment? Cate considers the driving force upon buyers rushing in. Is it the cost of mortgage repayments, or sentiment itself? Market segmentation will be interesting once a rate cut filters through also… keep an eye on the upper quartile of the market.

With government incentives, green upgrades, e-vehicles and a growing environmental consciousness, we can anticipate a significant shift.

But are investors being put off by the price tag of some of these energy-efficiency upgrades? Mike talks about some of the positives for landlords who do embrace them, including depreciation benefits, while Cate covers the state and territory incentives currently on offer.

We’re seeing a shift in who’s buying and renting properties. Dave steps through the generational changes over the decades with some great data. The superannuation laws that apply to individuals aged 55 and above are having an impact on the mobility of the housing market.

Downsizing isn’t the same as ‘right-sizing’. Are some retirees spending the same amount of money on their smaller, retirement-age home? And what is impacting today’s down-sizers and right-sizers that didn’t impact the generation prior? Tune in to find out.

The fourth segment is that of emerging hotspots. Dave shares some exciting hotspots for growth, along with the growth drivers that the Trio have identified for each. Infrastructure upgrades create jobs, and Mike circles in on some of the specific major projects on his list.

The final segment relates to the role of technology in property investment. From AI to fractional investing, and blockchain, Mike has a bit of a list. The pace of change is hard to fathom and Dave notes that consumers will continue to embrace tools and get particularly hands on.

“It’s an exciting time for tech-savvy investors, but a balanced approach is key. Use the tools, but don’t skip the groundwork.”

Resources:

If you enjoyed this episode, you may like to go back to enjoy these eps!

110: The Baby Boomer impact on real estate | Why rightsizing needs policy intervention to free up supply

158: How interest rate cycles have impacted the property market since 1990 when the RBA first started targeting the cash rate and some predictions on what will happen this time

213: Exploring How Government Policy Shapes Investor Behaviour – Decoding the Queensland Land Tax Ripple Effects

237: The Future of Property Investment – Unlocking the Power of AI, Opportunities and Challenges

280: The Impact of Infrastructure on Property Values & Choosing Between Melbourne and Brisbane for Your Next Investment

Upcoming episode – #293: Market Update